Tired of Renting?
Here’s Your Plan

1.  Find the right Realtor to represent you - Call Us!
We have a special interest in first time buyers, and enjoy seeing you through this exciting time of your life! We will bring experience, dedication, committment and patience to your home buying experience and will ensure you are fully informed on all aspects of a home purchase. Even if you’re not quite ready to buy, your buyer’s agent can be an absolute wealth of information, and can often offer ‘scoops’ on local developments you might not have know about otherwise.  Contact us first and we can be help to guide you right from the start.

*Did you know...with very few exceptions, the Realtor commission is paid solely by the homeowner/seller. So why not take full advantage of our free services?

2.  Find out what your price range is
Online mortgage calculators are a good place to start, but as you get closer to being ready to buy, there is no substitute for a written mortgage pre-approval.  Just speaking to your lender is an extremely worthwhile venture – this is the only way to really get an in-depth picture of your overall financial picture and to discover exactly what you can reasonably afford to spend on a home (and possibly on renovating). There are a wide variety of lending options available to you - longer amortization periods, low interest rates, and low down payments - to help you qualify for a mortgage today. 

3.  Find out what your local market looks like
The internet can be incredibly valuable in doing preparatory research.  Start with your agent – we can direct you to valuable resources and immediately start e-mailing you real estate listings that may interest you (or at least give you a better idea of what your needs and wants are).

4.  Find out what your true needs and wants are
Compose a needs/wants list that takes into consideration your local market conditions, your price range, and the advice of your real estate agent.

5.  Find your dream home!
Small or large, you need a place to call your own...and we can help you with that.
Once you’re ready to act, you may be surprised by how quickly you can make a decision.  Armed with your pre-approval, a little market knowledge, and your needs/wants list, call your real estate agent, hit the pavement, and when you see ‘the one', put in an offer. 

                                                   With the right team behind you, it can really be that easy! 

                                                                        

Ready to Start?
Here’s Your Team

 Lender
A bank is not just a bank. Having the right backer can be extremely important – it is your money we’re talking about after all! Make sure that your lender and financial representative is someone with whom you feel comfortable, and be wary of any lender who promises you more than you think you can reasonably afford. Your lenders may or may not require an independent appraisal, and typically will make arrangements for the appraisal themselves.

Lawyer
Your home purchase is far too important a transaction to skimp on legal representation at the risk of leaving yourself open to costly future issues. Find a lawyer who is willing to take the time to answer your questions and who specializes in real estate law.

Home Inspector
No home inspection is 100% guaranteed, but a few hundred dollars to catch a major problem now is certainly better than many thousands to correct that ‘surprise’ down the road. Ask your agent for a recommendation.

Realtor
A successful purchase starts with the right representative. In fact, once you’ve selected the best agent to represent you, it is likely that he or she can recommend other professionals to join your team, taking more of the responsibility off of your shoulders.